The company writes various lines of business including commercial auto, non-standard auto, bonds and homeowners.

Lincoln General Insurance Company was founded in Gettysburg, Pennsylvania on March 17, 1977 by Walter Fohl, the majority stockholder of Walshire Assurance Company (Lincoln’s holding company). Established under the laws of Pennsylvania, it began business on May 13 of the same year.

In August of 1986, Fohl passed away, and the minority stockholders in Walshire purchased his stock in March, 1987. Walshire went public in September, 1987, and in the following year, Lincoln relocated from Gettysburg to York, Pennsylvania.

Initially, Lincoln only offered commercial auto physical damage and cargo coverage as it specialized in long haul trucking risks. But in July, 1991, it also started writing primary auto liability coverage. Over the next several years, Lincoln added other lines of coverage and additional states its book of business. In 1994, Lincoln began writing workers' compensation for small, long haul trucking fleets.

Walshire Assurance acquired Yorktowne Mutual Insurance Company, a wholly-owned subsidiary of Walshire Assurance, in October, 1996, and in that same year, commercial multi-peril and commercial umbrella coverage were also added. Kingsway acquired Walshire Assurance Co. in December of 1998, and two years later, Lincoln took over all the insurance liabilities of Yorktowne and made it the risk-bearing company. In 2001, Lincoln instituted relationships with many Managing General Agents (MGAs) with direct and assumed business.